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  • Equity for Existing Policy Owners
    nonparticipating policies. The dividend mechanism is the primary means of assuring equity for parti- cipating policies ... reason- ably precise and evenhanded - precise about direct income and expenses and evenhanded in the treatment ...

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    • Authors: Arnold Dicke, Norman E Hill, Richard Charles Murphy, James Reiskytl
    • Date: Oct 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Treatment of Existing Life Insurance Policyholders in Times of Rapidly Changing Economic Conditions
    our books. Retention of existing business is a primary factor of defensive motivation. The next category ... force, Mr. Rugland accurately described the two primary motivating forces for Northwestern Mutual as being ...

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    • Authors: Michael B Hutchison, Sidney A LeBlanc, James Reiskytl, Walter Rugland, Dale R Gustafson
    • Date: Oct 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • The Future of Permanent Life Insurance
    distribution for smaller size policies such as through direct response, mass merchandising, and department store ... Therefore, other distribution methods, in- cluding direct mail, will be tested more seriously. As a practical ...

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    • Authors: Robert K Dickson, John Gardner, Spencer Koppel, James Reiskytl
    • Date: Apr 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance